Attention homeowners in Oak Forest and Cook County: Get an Appraisal today!![]() Here are the top seven reasons IL homeowners hire Certified Residential Appraisal, Inc.:
Need help deciding the value of your house in or near Oak Forest, IL?
At Certified Residential Appraisal, Inc., we understand the special needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our valued client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value assessment than yours. PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Certified Residential Appraisal, Inc., we're experienced in helping folks just like you get rid of unneeded PMI insurance. Challenging a property tax assessmentLets say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Certified Residential Appraisal, Inc. is your number one weapon. Recently got a freeze your HELOC?If your property is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Certified Residential Appraisal, Inc. can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for verity? An appraiser from Certified Residential Appraisal, Inc. can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house. |
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